The idea is simple. Return to Islam.
How money lending is supposed to be originally as stipulated by the Laws of Allah SWT. No interest, no usury, no profit. The only “profit” is the value created by an enterprise, which is for the benefit of society, humanity and the world. This “profit” can be in terms of a cleaner environment, knowledge, scientific discovery, a more optimised way of utilising natural resources, a more educated population, etc, which may or may not necessarily carry with it financial gain.
There are many wealthy people in the world, and not all of them are greedy and selfish snobs. Some (in fact, many too) are good human beings who are also sincere in wanting to help their fellow human beings.
The idea is -
Start a Fund. Set the Fund to be a fixed amount of money. Let’s say $1 Billion. What can be done with this $1 Billion for the benefit of Humanity and Islam?
Objective of this Fund –
1. To destroy the Dajjal Anti-Christ system of Usury-Based Banking. Usury is War against Allah SWT and His Prophet. They have declared war for centuries. Now we fight back in the Name of Allah, with the Help of Allah and on the Path of Rasulullah SAWA.
2. To make this world a better place.
3. To serve the cause of Imam Mahdi AJTFS.
Potential Uses of this Fund -
1. To improve the standard of living of areas where even the most basic requirements for a decent standard of living are not met.
2. To allow enterprising but financially-lacking individuals to start their own small businesses by lending them loans as capital for their start-up’s without charging them interest (no usury) when they repay their loans. Not even in profit sharing terms. Their profits are theirs to keep, and it will only be recommended to them to donate a PART of their profits to this Fund to help others (a form of Pass It On so to speak).
3. To lend money to Muslim young adults of marriageable age who are financially-lacking to get married and buy the house that they need. Of course, the house that they can buy using the money that will be loaned must be determined by their level of education, employability, enterprising ability and skills. The higher their “value”, the more money they are eligible to lend. However, extravagance and unnecessary spending will be checked.
4. To send the brightest kids with the most potential from needy families to the best schools with the best teachers to get the best education befitting them.
5. To build mosques and centers of learning and activities for the sake of spreading the original and pure Islam of the Ahlul Bayt (AS) of Muhammad (SAWA).
6. To develop land with potential for agriculture using ecologically sustainable technology.
7. Basically ANY project that –
(a) Improves human life by generating value for all.
(b) Has the ability to generate revenue to repay the loan (without interest), the revenue of which can then be used to expand and improve on the enterprise to create more value, or optionally (but recommended) to be contributed back to the Fund to help in other areas and causes.
To put it in a biological analogy, the money is like blood. The human body has a limited volume of blood flowing in it. The objective of growth is not to increase the volume of blood, but to strengthen the body, improve the general well-being of all parts of the body, and especially to develop the brain. The blood is being recycled, but the body grows and improves with the intake of the right nutrients, oxygen, water, etc.
How to raise this $1 Billion? Find 1,000 Muslim multi-millionaires willing to give $1 Million for the sake of Islam. They are to give this money without expecting it to be returned to them. This is investment for their Hereafter.
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